Individual

Your Guide to Hassle-Free Individual Insurance Coverage

Finding the right health insurance plan can feel overwhelming. Nicewander & Associates in Bristol, TN, is here to help you navigate the process and find an individual insurance plan that meets your unique needs. We specialize in ACA (Affordable Care Act) coverage through Get Covered Tennessee and are committed to ensuring you have access to affordable healthcare.


Ready to find the perfect health plan? Call us at 423-915-6409 today to get started. 

  • Woman Talking to A Man and Woman — Bristol, TN — Nicewander & Associates

What is the Affordable Care Act (ACA)?

The Affordable Care Act (ACA), also known as Obamacare, is a federal law designed to make healthcare more affordable and accessible. The ACA provides health insurance options through state-based marketplaces; in Tennessee, it's called Get Covered Tennessee. The goal is to give individuals, families, and small businesses access to high-quality health insurance, regardless of income level or pre-existing conditions.

  • Man Writing on A Piece of Paper — Bristol, TN — Nicewander & Associates

How Does Get Covered Tennessee Work?

Get Covered Tennessee is the state's marketplace for ACA health plans. Through this program, you can shop for, compare, and enroll in a wide range of health insurance plans tailored to your personal needs and budget. It's available during specific enrollment periods each year, with the option to apply for coverage during the open enrollment period or special enrollment period if certain life events occur.

Key Benefits of ACA Insurance Plans

Coverage for Pre-existing Conditions

Coverage for Pre-existing Conditions: You cannot be denied coverage due to pre-existing health conditions.

Subsidies for Lower Income Families

Subsidies for Lower Income Families: Depending on your income, you may qualify for financial assistance that lowers your monthly premium.

Comprehensive Coverage

Comprehensive Coverage: ACA plans cover essential health benefits such as hospital visits, preventive care, prescription drugs, and more.

Preventive Services

Preventive Services: Get covered for routine checkups, vaccines, screenings, and other preventive care with no out-of-pocket costs.

Are you not sure which plan is right for you? Call us at 423-915-6409 to schedule a free consultation to explore your options!

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