Annuities

Fixed-Indexed Annuities for Stable, Long-Term Growth

At Nicewander & Associates in Bristol, TN, we specialize in fixed-indexed annuities, offering a safe and reliable way to grow your retirement savings with the potential for higher returns while minimizing risk. With over 14 years of experience in wealth management and financial planning, we are here to guide you through the process, ensuring that your money works for you both today and in the future.

Have questions? We are here to guide you through the process. Call us at 423-915-6409 today!

What Are Fixed-Indexed Annuities?
Fixed-indexed annuities (FIAs) are financial products that combine a fixed annuity's benefits with the stock market's growth potential. Unlike traditional fixed annuities that offer a fixed interest rate, fixed-indexed annuities allow your money to grow based on the performance of a specific stock market index (like the S&P 500). However, they also come with a level of protection against market losses.
How Fixed-Indexed Annuities Work
A fixed-indexed annuity is essentially a contract between you and an insurance company. When you invest in an FIA, you agree to deposit a lump sum of money in exchange for a guaranteed income stream in the future, typically for retirement. The insurance company then ties your returns to a stock market index, offering you the potential to earn higher returns than a typical fixed annuity.
Why Choose Fixed-Indexed Annuities?
Fixed-indexed annuities can be an excellent solution for people nearing retirement or already retired. They particularly appeal to those who want to balance risk and reward in their portfolios. If you're looking for growth potential without the risk of losing your principal, an FIA may be the right choice.